We consider privacy to be fundamental to our relationship with you. We are committed to maintaining the confidentiality, integrity and security of your non-public information. Accordingly, we have developed internal policies to protect confidentiality while allowing your needs to be met.

We will not disclose any non-public information about natural persons, except (i) to our affiliates and service providers as allowed by applicable law or regulation, including any anti-money laundering or anti-terrorist laws or regulations, (ii) to our accountants, attorneys and placement agents in the ordinary course of business, (iii) to others in conjunction with the preparation and delivery of financial statements, drawdown notices and schedules to various agreements, or (iv) as otherwise permitted by law.

Typically, the non-public personal information we disclose is information we receive on subscription agreements or other forms, such as name, address, account or tax identification number, capital commitment, remaining capital commitment and other relevant information.

We may also disclose to service providers:

  • Information about transactions with us, our affiliates or others, such as participation in other investment programs, ownership of certain types of accounts such as IRAs or other account data; and
  • Information we receive from a consumer reporting agency, such as an individual’s creditworthiness and credit history.

 

Any party that receives this information will be permitted to use it only in accordance with applicable law or regulation, and is not authorized to share or use this information for any other purpose except as permitted by law. To protect the personal information of natural persons, we permit access only by authorized employees who need access to such information to provide services to us and you. To safeguard your non-public personal information, we maintain physical, electronic and procedural safeguards that comply with U.S. federal standards. A natural person’s right to privacy extends to all forms of contact with us, including telephone, written correspondence and electronic media, such as the internet.

Cookies

When you visit Carmel’s sites, we send one or more cookies—small strings of text which uniquely identify your browser—to your browser, which are then stored by your browser on your computer’s hard drive. Our cookies allow us to personalize your experience on Carmel’s sites, make your visit more convenient, and understand how you and others are using Carmel’s sites so that we can improve your experiences on the sites. We use cookies to identify repeat visitors to our sites and to determine the paths visitors take on our sites. We also use cookies to determine whether you visited our site from a particular Internet link or advertisement. We do not use cookies that store personal information or associate cookie information with personal information you may provide us. Most web browsers automatically accept cookies, but it is possible to change your browser setup so that it rejects cookies. In order to create a profile on our sites, you must have your cookies on.

Links to Third-Party Web Sites

Our sites may contain links to other Web sites. These other Web sites are maintained by third parties and may have different information policies and practices and are not subject to this privacy policy. As we do not control and are not responsible for the privacy policies, practices or content of these third party Web sites, please review the privacy policies on those Web sites to understand their personal information handling practices.